Every New Year, one of the most popular resolutions people make is to finally work on getting their finances in order.
Unfortunately like many other good resolutions we make, lots of people fail to follow through on their good intentions.
But I believe that when we have the right motivation for completing a task, we will be more successful.
What’s Driving You?
Any great endeavor has to be begin with answering a short but profound question: why?
Let me give you an example. As you may have read on the blog, I set some goals for weight loss this year.
That has involved eating healthier and exercising more. Now, I know of course making better choices with food and moving more is good for you.
But that’s not enough of a “why” for me. Just having an intellectual grasp of the facts, did not cause me to do anything about it.
What got me going? What was my reason for taking action earlier this year?
Simple: I got a little scared about my health. As I get older, I know if I don’t deal with my weight issues it could mean a lot of health problems sooner than later.
That was the reason that caused me to take action because I have many things I want to do. I want to serve the Lord for as long as I can.
I want to be there for my wife for as long as I can. I want to be around my family for a long time.
What About Your Money?
When you think about your money, most people know that spending less and saving more is good for you.
Most people know that is better to live debt-free is better than being burdened by all kinds of debt.
But intellectual agreement is not enough. You need to find your “why” for getting your finances in order.
You need to find the motivation, the right reasons for you.
When you have the “why”, you will be willing to deal with the “what” and the “how”.
10 Reasons for Getting Your Finances in Order
So let me give you something to think about. You may want to work on getting your finances in order because:
- You are sick and tired of living paycheck to paycheck.
- You don’t want to keep use credit cards or other borrowed money to cover emergencies any longer.
- You are stressed out about the amount of money you owe and you want to be free of the shackles of debt.
- You and your spouse constantly fight about of money and you are afraid your marriage won’t survive much longer.
- You want your kids to learn to handle money better than you and have a legacy of sound financial management.
- You want to go into your golden years with a home that is free and clear of any debt.
- You love your job but you want to have the option of leaving on your terms when you are ready for your next stage in life.
- You want to retire with dignity, without having to depend on the government or anyone else to take care of you.
- You want to be an extravagant giver to your church and/or to cause that matters to you. You want to be in a position to help others.
- You want to take care of your family now and even after you are no longer here.
Some of the reasons on this list may resonate with you. But I am sure you can find others.
Whatever, your reasons may be find them today.
Once you do, I can help you with the “what” and the “how” for getting your finances in order.
Question: What’s your main reason for wanting to get your finances in order?
This post is also available in: Spanish
