Posts about creating, living on a budget.
If we are not careful, Christmas can become a high spending season for us. We can easily get caught unprepared and fall into the normal habit of using debt for the seasonal expenses. However, you and I still have time to prepare for Christmas and avoid making it an extended, long season.
It’s August, is your Christmas Fund Ready? Read More »
Today I want give you a little budgeting help by covering the concept of the “envelope system“. This involves selecting a few categories (no more than 3) on your monthly expenses and using cash instead of the debit card to pay for them.
Budgeting Help: The Envelope System Read More »
Which is better, having tons of debt or being completely debt free? It’s not complicated right? Debt free is the best way to go. Which begs the question, why do we stay in debt?
Why do we stay in Debt? Read More »
I have been blessed and I have never experienced a job loss before. So this is primarily theoretical question but an important one. Consider it an emergency drill. This is how I think I would handle the loss of my job.
What if I lose My Job? Read More »
If you can’t control your money via a budget, you can’t build savings, you can’t pay-off debt, and you can’t plan for the future. However, it is quite possible that as you are getting started with the budgeting process you are running into some issues. Here are 5 Common Budgeting Mistakes and how to solve them.
5 Common Budgeting Mistakes Read More »
