Budgeting – Page 6 – Figueroa Financial

Problems with Managing Money? I Have Been There, I Can Help

Budgeting, Coaching, Debt, Retirement, Savings / Jose Figueroa

Do you struggle with managing your money? Do you have too much month left at the end of your paycheck? Are you stressed with the amount of debt you are carrying? Are you worried about saving for retirement or paying for your kids’ college tuition? Is money a source of stress in your marriage? If your answer to any of these questions is yes, I have good news. You are not alone and there is a way to turn things around.

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The Longest Christmas

Budgeting, Debt, Savings / Jose Figueroa

If the 2012 Christmas season will be an extended one for you, resolve now to pay cash for all of your Christmas expenses in 2013. Christmas is scheduled again for December 25 so it should not be a surprise to anyone. Start planning now:

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Back to Budgeting Basics

4 Comments / Budgeting, Winning with Money / Jose Figueroa

It reminded me that the ability to win with finances has more to do with behavior and execution than with knowledge. But every now and then it is a good thing to get back to basics to make sure you can sustain your success.

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Budget Help: Spending Guidelines

1 Comment / Budgeting / Jose Figueroa

At any rate, here are the guidelines for recommended percentages in each major category. I have used these guidelines over the last 5 years to help me plan my own budget. But remember, these are just guidelines.

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Budget Priorities: Protecting the Four Walls

4 Comments / Budgeting / Jose Figueroa

Think about this: If your family is fed, if the roof over their heads is safe, if you have the ability to get where you need to get every day, and you have clothes to wear, how would you feel? You would have a sense of security. Money might still be tight but you can live to fight another day because the fundamental needs are covered.

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